The 5-Minute Investor Podcast, Ep. 73: The bargain case for digital banking stocks

Welcome to episode 73 of The 5-Minute Investor Podcast, where Stockhouse columnists Jonathon Brown and me, Trevor Abes, each deliver a 2.5-minute profile on a stock related to recent investment news. This week, with approximately 2.1 billion adults remaining unbanked or underbanked, according to a 2025 report from the World Bank, the need for alternatives to conventional banks and their often high minimum balance requirements, not to mention steep overdraft fees, is as pressing at it has ever been, meriting a closer look at two stocks in the digital banking space rapidly establishing themselves as finance’s next generation.

This article is a journalistic opinion piece which has been written based on independent research. It is intended to inform investors and should not be taken as a recommendation or financial advice.

Here are Jon’s show notes for episode 73:

• Jon’s digital banking stock earning the spotlight is Nu Holdings (NYSE:NU), the world’s largest digital banking company outside of Asia, including more than 135 million customers across Brazil, Mexico and Colombia.
• Banking without branches.
• At the time of writing, Nu Holdings stock last traded at US$13.84, adding 16.11 per cent year-over-year.

Here are Trevor’s show notes:

• Trevor’s digital banking stock worth a shout is Inter & Co (NASDAQ:INTR), which provides mortgages, credit, gift cards, investments and international payments to a rapidly growing customer base of more than 45 million in Brazil and the United States.
• Inter & Co has printed money since inception: The stock looks cheap.
• At the time of writing, Inter & Co stock last traded at US$5.27, giving back 32.09 per cent year-over-year.

Here’s our most recent trio of episodes:

• Episode 70: Wildfires, AI and opportunity.
• Episode 71: Weight-loss drug stocks.
• Episode 72: The next AI gold rush is copper.

Thanks for listening!

The 5-Minute Investor Podcast is on Spotify, YouTube, iHeartRadio, Stockhouse or wherever finer podcasts are found.

Join the discussion: Find out what investors are saying about these digital banking stocks on the Nu Holdings Ltd. and Inter & Co Inc. Bullboards and make sure to explore the rest of Stockhouse’s stock forums and message boards.